A curated list, not a link dump

Ontario resources worth knowing about

Every link below is a real, verifiable government or community program — nothing promotional, nothing that just leads back to me. Organized by what you're actually trying to solve.

A diverse group of Ontario seniors at a community resource event

Need: income and benefits

Government benefits & tax credits

Old Age Security (OAS)

The monthly federal payment most Canadians 65+ receive.

Visit canada.ca ↗

Canada Pension Plan (CPP)

Your retirement pension based on career contributions.

Visit canada.ca ↗

Guaranteed Income Supplement (GIS)

Extra monthly support for lower-income OAS recipients.

Visit canada.ca ↗

Ontario Seniors' programs hub

The province's central page for senior-specific programs and services.

Visit ontario.ca ↗

Ontario Seniors Care at Home Tax Credit

A refundable credit that can offset eligible home care and medical costs.

Visit ontario.ca ↗

Ontario Drug Benefit (ODB)

Prescription drug coverage for eligible Ontario seniors.

Visit ontario.ca ↗

Need: care and health

Home care, health & caregiver support

Ontario Health at Home

The publicly funded home and community care system (successor to the old LHINs/CCACs). Start here for an assessment.

Visit ontariohealthathome.ca ↗

Ontario Community Support Association

A directory of local community support services across the province.

Visit ocsa.on.ca ↗

Alzheimer Society of Ontario

Support, education, and local chapters for dementia care.

Visit alzheimer.ca ↗

Ontario Caregiver Organization

Support and practical resources specifically for family caregivers.

Visit ontariocaregiver.ca ↗

Need: legal help and advocacy

Legal & advocacy resources

Advocacy Centre for the Elderly (ACE)

A legal clinic specializing in elder law for low-income Ontario seniors.

Visit acelaw.ca ↗

Legal Aid Ontario

Legal assistance for eligible Ontario residents, including seniors.

Visit legalaid.on.ca ↗

Ontario Human Rights Commission

Protection against age discrimination and other rights violations.

Visit ohrc.on.ca ↗

Need: getting around and staying connected

Community & transportation

211 Ontario

A free, confidential service that connects you to community and social services by phone or online, any time.

Visit 211ontario.ca ↗

Seniors Active Living Centres

Find a government-funded seniors' centre and its programs near you.

Visit ontario.ca ↗

Local accessible transit

Most regions run their own door-to-door service for seniors and people with disabilities — Wheel-Trans in Toronto, TransHelp in Peel, Durham Region Transit's specialized service, and York Region's Mobility Plus among them. Search "[your city] specialized transit" or call 211 to find yours.

Need: understanding reverse mortgages independently of me

Neutral reverse mortgage & mortgage-broker information

Financial Consumer Agency of Canada

The federal government's own, lender-neutral explanation of how reverse mortgages work in Canada.

Visit canada.ca ↗

FSRA — verify any mortgage agent's licence

Ontario's regulator. Use this to confirm any mortgage agent, including me, is licensed and in good standing before you work with them.

Search FSRA licensees ↗

A note on these links: I don't control these organizations or their websites, and links occasionally change. If something's broken or you know of a resource I should add, email [email protected]. Eligibility for any government program depends on your personal circumstances — always confirm current rules directly with the source.

Looking for how these fit into a bigger plan? See Retirement Planning or Home Care & Support.